Raising a child comes with many financial responsibilities, and in Singapore, the Baby Bonus Scheme aims to ease the burden for parents. As of February 18, 2025, this initiative provides a Baby Bonus Cash Gift ranging from $11,000 to $13,000, depending on the child’s birth order. This article will break down everything you need to know, including eligibility criteria, payment structure, and how to claim the benefit.
Baby Bonus Gift Payment
| Feature | Details |
|---|---|
| Cash Gift Amount | $11,000 (1st & 2nd child), $13,000 (3rd & subsequent children) |
| Eligibility | Singapore Citizen child, legally married parents |
| Disbursement Period | Birth to 6.5 years old |
| Application Process | Online via LifeSG portal |
| Official Website | Baby Bonus Scheme |
The Baby Bonus Scheme is a fantastic initiative by the Singapore government to help parents manage the financial responsibilities of raising a child. By offering cash incentives of up to $13,000 and a Child Development Account (CDA) with dollar-for-dollar government matching, it ensures children get a strong financial start in life.
If you’re a parent or expecting soon, be sure to apply early through LifeSG to maximize these benefits and secure your child’s future!
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What is the Baby Bonus Gift Payment?
The Baby Bonus Scheme is a government initiative designed to support families in managing the costs of raising children. It provides financial assistance through cash gifts and savings incentives to help parents cover their child’s early expenses, including healthcare, childcare, and education.
The scheme comprises two key components:
- Baby Bonus Cash Gift – A lump sum cash incentive disbursed over several years.
- Child Development Account (CDA) – A savings account that receives government matching deposits to help fund education and healthcare needs.
Eligibility Criteria for the Baby Bonus Gift Payment Cash Gift
To qualify for the Baby Bonus Cash Gift, parents must meet the following conditions:
1. Citizenship Requirement
- The child must be a Singapore Citizen.
- At least one parent must be a Singapore Citizen at the time of birth.
2. Parental Marital Status
- Parents must be legally married at the time of the child’s birth.
3. Eligible Births
- The scheme applies to children born on or after February 18, 2025.
Tip: Not sure if your child qualifies? Use the Baby Bonus Eligibility Check to verify eligibility.
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How Much is the Baby Bonus Gift Payment Cash Gift?
The total cash payout varies depending on the birth order of the child:
Payment Breakdown:
| Disbursement Period | 1st & 2nd Child | 3rd & Subsequent Child |
| At birth | $3,000 | $4,000 |
| 6 months | $1,500 | $2,000 |
| 12 months | $1,500 | $2,000 |
| 18 months | $1,000 | $1,000 |
| Every 6 months from 2 years until 6.5 years | $400 per payout | $400 per payout |
| Total | $11,000 | $13,000 |
Note: The cash is deposited directly into the parents’ bank account based on the child’s birth order.
How to Claim the Baby Bonus Gift Payment?
Applying for the Baby Bonus Cash Gift is straightforward and can be done entirely online.
1. Online Application
- Parents can apply via the LifeSG portal or through the LifeSG mobile app using Singpass.
2. Application Timeline
- You can apply before or after your child’s birth. However, applying early ensures you receive payments without delays.
3. Required Documents
- Parent’s NRIC or Passport
- Child’s Birth Certificate (if already registered)
- Bank account details for fund disbursement
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FAQs
Can single parents apply for the Baby Bonus Cash Gift?
Currently, only legally married parents are eligible for the cash gift component. However, single parents may still be eligible for other financial assistance programs in Singapore.
How long does it take to receive the Baby Bonus payout?
Once your application is approved, the first payout is typically disbursed within 7-10 working days.
Can I change my bank account for receiving payments?
Yes, you can update your bank details via the Baby Bonus Online Portal.
What if my child is born overseas?
As long as your child obtains Singapore Citizenship, you may still qualify for the Baby Bonus Scheme.
Is the Baby Bonus taxable?
No, the Baby Bonus is not taxable, as it is considered a government support scheme rather than income.
