In 2025, the Workfare Income Supplement (WIS) scheme in Singapore will be enhanced to provide greater financial support for lower-income workers. This update means that eligible self-employed persons aged 60 and above can receive up to $3,267 annually, with 10% in cash and 90% credited to their MediSave accounts. The aim of this initiative is to improve retirement savings and healthcare provisions for Singaporean workers.
Supplement for Singaporeans
| Feature | Details |
|---|---|
| Annual Supplement | Up to $3,267 for self-employed individuals aged 60 and above |
| Payment Breakdown | 10% in cash, 90% credited to MediSave |
| Eligibility Age | Minimum 30 years (any age if disabled) |
| Income Criteria | Monthly income between $500 and $3,000 |
| Property Ownership Limit | Own no more than one property, with an annual value under $21,000 |
| Spouse Income Limit (if married) | Spouse’s assessable income below $70,000 |
| Official Source | CPF Workfare Income Supplement |
The Workfare Income Supplement (WIS) scheme is a valuable financial support program for lower-income workers in Singapore. The 2025 enhancements provide greater benefits, particularly for self-employed individuals aged 60 and above, ensuring they receive up to $3,267 annually to boost retirement savings and healthcare security.
If you qualify, make sure to declare your income, contribute to MediSave, and check your eligibility to maximize your benefits. To learn more, visit the official CPF Workfare page.
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Workfare Income Supplement for Singaporeans (WIS) in 2025
The Workfare Income Supplement (WIS) is a government initiative designed to support lower-income workers in Singapore. The scheme provides financial aid to employees and self-employed individuals who meet specific income and employment criteria. It aims to enhance retirement savings, encourage employment, and improve healthcare security.
This scheme is especially beneficial for senior self-employed persons who may have irregular income streams and limited access to employer-provided CPF contributions.
Eligibility Criteria for WIS in 2025
To qualify for the Workfare Income Supplement (WIS) as a self-employed person, you must meet the following conditions:
1. Citizenship Requirement
- You must be a Singapore Citizen to qualify for WIS.
2. Age Requirement
- You must be at least 30 years old by December 31 of the work year.
- If you have a disability, you are eligible regardless of age.
3. Income Requirement
- Your average monthly income must be between $500 and $3,000.
4. Income Declaration & MediSave Contributions
- You must declare your net trade income to the Inland Revenue Authority of Singapore (IRAS).
- You must make the required MediSave contributions based on your declared income.
5. Property Ownership Limit
- You must own no more than one property.
- The annual value of your property must not exceed $21,000 (as of December 31 of the previous year).
6. Spousal Income Requirement (if married)
- Your spouse’s assessable income must not exceed $70,000 in the preceding Year of Assessment.
- You and your spouse must not own more than one property together.
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Supplement for Singaporeans: How Much Can You Receive Under WIS in 2025?
The Workfare Income Supplement payout varies depending on your age and income level. Here’s a breakdown:
| Age Group | Maximum WIS Payout (Annually) | Cash Portion | MediSave Portion |
| 30 – 34 years | Up to $1,020 | 10% | 90% |
| 35 – 44 years | Up to $1,700 | 10% | 90% |
| 45 – 59 years | Up to $2,550 | 10% | 90% |
| 60 years & above | Up to $3,267 | 10% | 90% |
| Persons with Disabilities | Up to $3,267 | 10% | 90% |
Supplement for Singaporeans: How to Apply for WIS in 2025?
If you are a self-employed person, follow these steps to apply for WIS:
- Declare Your Income
- Submit your Net Trade Income (NTI) declaration to the Inland Revenue Authority of Singapore (IRAS).
- You can declare your income through myTax Portal or CPF e-Services.
- Make MediSave Contributions
- You must contribute to your MediSave account based on your declared income.
- Payments can be made via CPF e-Services or at any SingPost branch.
- Check Your Eligibility
- Use the CPF WIS Eligibility Checker to confirm your eligibility.
- Receive Your Payment
- Payments will be credited quarterly into your MediSave account and bank account (for the cash portion).
FAQs
Can I qualify for WIS if I have a full-time job and do freelance work on the side?
No. WIS is available only for self-employed persons OR low-income employees. If you are already receiving WIS as an employee, you will not receive an additional WIS payout for self-employment income.
Is WIS a permanent scheme?
Yes, WIS is a long-term government initiative. However, the payout amounts and eligibility criteria are reviewed regularly.
How often will I receive my WIS payout?
WIS payments are made quarterly
