$150,000 Worth For Rare 1964 JFK Half-Dollar: Do You Own One?

Did you know that a 1964 Kennedy Half Dollar could be worth up to $150,000 or more? This rare coin, minted in honor of President John F. Kennedy after his tragic assassination, holds a special place in history. But what makes some of these coins so valuable? And how can you check if you have one of these rare treasures?

In this article, we’ll break down everything you need to know about the 1964 Kennedy Half Dollar, including why it’s valuable, how to identify rare versions, and what you should do if you own one.

JFK Half-Dollar

The 1964 Kennedy Half Dollar is a fascinating and valuable coin, with some rare versions worth up to $156,000! While most 1964 halves are worth more than face value due to their 90% silver composition, the real treasures are the ultra-rare 1964 SMS coins. If you think you have one, consider professional grading to determine its value.

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The History Behind the 1964 Kennedy Half Dollar

The Kennedy Half Dollar was introduced in 1964, just months after President Kennedy’s assassination in November 1963. The coin was an instant success, with millions of Americans hoarding it as a keepsake. The 1964 issue is particularly valuable because it was the only year the Kennedy half dollar was minted with 90% silver before transitioning to a lower silver content in 1965.

However, not all 1964 Kennedy Half Dollars are worth a fortune. The real jackpot lies in the rare 1964 Special Mint Set (SMS) coins, which are different from regular circulation coins. Let’s explore why these coins are so valuable.

Why Are Some 1964 Kennedy Half Dollars Worth $150,000?

While millions of 1964 Kennedy Half Dollars were minted, only a handful of the ultra-rare Special Mint Set (SMS) versions exist. These coins stand out because of their unusual finish, sharp details, and satin-like luster. Here are the main factors that determine the value:

1. Rare 1964 SMS Version

1. Unlike regular circulation coins, SMS coins have a unique satin-like finish.
2. The exact number of these coins is unknown, but experts estimate only 12 exist.
3. One of these rare coins was sold for $156,000 at a Stack’s Bowers auction in 2019.

2. Coin Condition & Grading

1. Coins graded SP68 or higher by Professional Coin Grading Service (PCGS) or Numismatic Guaranty Company (NGC) are extremely rare and valuable.
2. The grading scale runs from Poor (P1) to Perfect Mint State (MS70).
3. Higher grades significantly increase value, with pristine examples being the most sought after.

3. 90% Silver Composition

1. Regular 1964 Kennedy Half Dollars contain 90% silver, making them valuable just for their metal content.
2. Even in circulated condition, these coins are worth at least 10-15 times their face value due to silver prices.

4. Mint Mark and Strike Quality

1. Coins struck at Philadelphia (no mint mark) and Denver (D mint mark) can have different values.
2. Coins with strong strikes, clear details, and no wear command higher prices.

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How to Identify a Rare 1964 Kennedy Half Dollar

Do you think you might have a rare 1964 Kennedy Half Dollar? Here’s how to check:

Step 1: Look for the Special Mint Set (SMS) Features

1. SMS coins do not have the typical proof-like mirror finish seen on proof sets.
2. They exhibit a satin-like texture with crisp details.
3. Check under a magnifying glass for sharper features, particularly in Kennedy’s hair and the eagle’s feathers.

Step 2: Check for the Mint Mark

1. Philadelphia-minted coins have no mint mark.
2. Denver-minted coins have a small “D” mint mark on the reverse side.

Step 3: Verify the Coin’s Condition

1. Coins in Mint State (MS) condition or better are the most valuable.
2. Coins with scratches, wear, or discoloration may still be worth something but won’t fetch top dollar.

Step 4: Get the Coin Professionally Graded

1. If you suspect your coin is rare, send it to PCGS or NGC for authentication.
2. Professional grading gives your coin an official grade and increases its resale value.

What to Do If You Own One?

If you believe you own a rare 1964 Kennedy Half Dollar, here’s what to do next:

1. Don’t Clean It! – Cleaning a coin can damage its surface and decrease its value.
2. Store It Properly – Use a coin holder or protective case to prevent scratches and oxidation.
3. Get It Appraised – Have a reputable coin dealer or grading service evaluate its authenticity.
4. Sell It Through a Trusted Auction House – If your coin is rare, major auction houses like Heritage Auctions or Stack’s Bowers can get you top dollar.

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