The Social Security Administration (SSA) will make Supplemental Security Income (SSI) payments for July 2025 on Tuesday, July 1st. Because the 1st is a weekday, this date adheres to the standard timetable. Unlike in June, payments will not be made early.
In June 2025, the first day was a Sunday. Due to this condition, the payment was moved forward to Friday, May 30th. The month of July is different, since this condition does not apply, with the distribution scheduled for Tuesday, July first.
The cash will become available on the first business day of the month. Recipients will get the funds through their preferred method: direct deposit or Direct Express card.
Current federal amounts for SSI payouts in 2025
The federal maximum monthly payment for an individual SSI beneficiary is $967. Eligible couples receiving the joint benefit may receive up to $1,450 per month. This sum is split evenly between the two couples.
There is a third recognized monthly payment of $484. This benefit is meant for a “essential person.” This is described as a person who lives with an SSI recipient and provides “essential and ongoing care.”
These estimates already include the 2.5% increase in all Social Security payments that went into effect in January 2025 and will continue through December. The Senior Citizens League (TSCL) predicts a similar growth in 2026, around 2.4% or 2.5%.
Who is eligible for SSI payments?
SSI eligibility needs one of three basic criteria: being 65 or older, being legally blind, or having a handicap that prevents “substantial gainful employment” under SSA standards.
The applicant’s countable income cannot exceed the stated restrictions. The individual monthly limit is $967. For qualified couples, the combined monthly cap is $1,450. The payment is reduced proportionally with income.
The SSA has unique income deduction rules. For every $2 in earned income over the initial $85, $1 is removed from the SSI stipend. Other sources of income also influence the final sum.
SSI applicants have low available resources or assets. An individual beneficiary’s countable resources cannot exceed $2,000, whereas eligible couples’ joint limit is $3,000.
Bank accounts, stocks, bonds, and other non-principal residence property, as well as any vehicle other than your primary house, are considered assets by the Social Security Administration.
The candidate must be a US citizen or national, or hold a qualified immigration status. They must live in one of the fifty states, the District of Columbia, or the Northern Mariana Islands. They cannot stay outside the United States for more than 30 days in a row or they will forfeit their benefits instantly.
You may lose your SSI funds if you don’t make a change before the end of September
Beginning in September 2025, the SSA will stop sending paper checks. Payments must be made to all recipients via electronic transfer, such as direct deposit or prepaid Direct Express cards. This measure was enacted by presidential decree in March.
The initiative aims to save $657 million yearly. It will affect an estimated 485,000 to 494,000 people, primarily older persons without bank accounts or who live in rural areas.
The SSA suggests that those affected create a bank account or apply for a Direct Express card as away. There may be very few outliers, but detailed details are yet unavailable. Those who do not act may risk delays or temporary loss of income, limiting their capacity to pay for necessary services.
Contact your local SSA agency right away to start the process of transferring your benefit payments to digital.
