The Social Security Administration (SSA) has completed all June 2025 benefit payments, with the final round deposited on Wednesday, June 25. Now, attention turns to the July payment schedule, beginning on Tuesday, July 1, with the disbursement of Supplemental Security Income (SSI) benefits.
When Will July SSI Payments Be Made?
SSI payments are typically issued on the 1st of every month. If the 1st falls on a weekend or holiday, the payment is advanced to the prior business day. Since July 1, 2025, is a Tuesday, a regular business day, SSI payments will be made on time, without the need for rescheduling—unlike in June, when the 1st fell on a Saturday and payments were issued early on May 30.
Who Is Eligible for SSI Payments?
SSI benefits are designed for individuals who meet strict eligibility requirements. These include:
- Adults aged 65 or older
- Individuals who are blind
- People with disabilities that prevent substantial gainful activity (SGA)
- Children under 18 with qualifying disabilities
In addition to disability or age criteria, applicants must also demonstrate financial need. Generally, monthly income must not exceed $2,019 for working adults. Asset and resource limits also apply.
Living arrangements significantly affect both eligibility and benefit amounts. For example:
- Living in another person’s household without paying fair share may reduce the benefit.
- Marital status and family size (e.g., living with a spouse or parents) can influence the calculation.
How Much Can You Receive Through SSI in 2025?
As of 2025, the maximum federal SSI benefit is:
- $967 per month for individuals
- $1,450 per month for eligible couples
However, most beneficiaries receive less than the maximum, due to income-based deductions. Key rules include:
- Earned income reduces benefits by approximately $1 for every $2 earned.
- Unearned income (such as pensions or Social Security) reduces benefits dollar for dollar.
- If you live rent-free or pay reduced rent, the SSA may deduct up to $342.33 from your payment.
Some states also provide supplemental payments, which can increase the total amount received without affecting the federal SSI benefit.
What to Do If Your SSI Payment Doesn’t Arrive
If your SSI payment is not received as expected on July 1:
- Don’t panic. Payments can sometimes be delayed due to banking or technical issues.
- Contact the SSA at 1-800-772-1213, available Monday through Friday, 8:00 a.m. to 7:00 p.m. (local time).
- TTY users can call 1-800-325-0778.
- Visit your local SSA office if you prefer in-person assistance.
The SSA may investigate delayed payments to determine if an error occurred or if additional documentation is required.
