Austudy Benefit $699.50 in 2025: The Austudy Benefit in 2025 provides financial support to eligible Australian students and apprentices, offering up to $699.50 per fortnight. If you’re studying full-time and need financial assistance, this benefit can help cover living expenses while you focus on your education. In this guide, we break down everything you need to know about Austudy, including eligibility, application steps, and tips to maximize your support.
Austudy Benefit $699.50 in 2025
Topic | Details |
---|---|
Benefit Name | Austudy (2025) |
Payment Amount | Up to $699.50 per fortnight |
Eligibility | Full-time students and apprentices aged 25 and over |
Application Process | Online via MyGov and Centrelink |
Income & Assets Test | Applies; determines payment amount |
Official Website | Services Australia – Austudy |

The Austudy Benefit in 2025 is a crucial financial aid for full-time students and apprentices aged 25 and over. With payments of up to $699.50 per fortnight, it helps cover living costs, allowing students to focus on their education. By following the application process carefully and understanding the income and assets test, you can maximize your benefits. Be sure to stay updated with Centrelink for any policy changes and report your income accurately to avoid overpayments.
What is Austudy?
Austudy is a financial assistance program provided by the Australian Government through Centrelink. It is specifically designed to support full-time students and Australian apprentices aged 25 years or older. If you’re balancing education and living expenses, Austudy can provide the necessary support to help you manage costs.
Who is Eligible for Austudy in 2025?
To qualify for Austudy, you must meet the following eligibility criteria:
1. Age Requirement
- You must be 25 years or older at the time of application.
2. Enrollment Status
- You must be enrolled full-time in an approved course at a university, TAFE, or other recognized educational institution.
- Alternatively, you can be a full-time Australian apprentice.
3. Residency Status
- You must be an Australian citizen, permanent resident, or hold an eligible visa.
- You must reside in Australia while studying.
4. Income and Assets Test
- Your income and assets must fall within the threshold limits set by Centrelink.
- Parental means testing applies if you are considered dependent.
How Much Can You Receive?
The amount you receive depends on your personal circumstances. Here’s a breakdown of Austudy payment rates for 2025:
Category | Fortnightly Payment |
Single, no children | $699.50 |
Single, with children | $922.50 |
Partnered, no children | $699.50 |
Partnered, with children | $922.50 |
Living at home (dependent) | Lower rate applies |
How to Apply for Austudy in 2025?
Applying for Austudy is a straightforward online process through Centrelink and MyGov. Follow these steps to ensure a smooth application:
Step 1: Check Your Eligibility
- Use the Centrelink Payment and Service Finder to check if you qualify.
- Ensure you meet the age, study, residency, and income requirements.
Step 2: Set Up a MyGov Account
- If you don’t already have a MyGov account, create one at MyGov Website.
- Link your Centrelink account to MyGov.
Step 3: Submit an Online Claim
- Log in to MyGov and navigate to Centrelink > Payments and Claims > Austudy.
- Complete the application form with your personal, study, and financial details.
- Upload supporting documents (e.g., proof of enrollment, identification, income details).
Step 4: Await Assessment and Approval
- Centrelink may take several weeks to process your claim.
- You can check the progress in MyGov under the ‘Track My Claim’ section.
- If approved, payments start from your claim date or study start date (whichever is later).
Step 5: Report Income Regularly
- If you earn any income while receiving Austudy, report your earnings every fortnight.
- Failure to report income may lead to overpayments or penalties.
Understanding the Income and Assets Test
Centrelink assesses your income and assets to determine your eligibility and payment rate. Here’s how it works:
1. Personal Income Test
- You can earn up to $480 per fortnight before your payment reduces.
- Earnings above this threshold reduce your payment at a rate of 50 cents per dollar.
2. Partner Income Test (if applicable)
- If you have a partner, their income is also assessed.
3. Parental Income Test (for dependent applicants)
- If you’re under 22 and dependent, your parents’ income affects your eligibility.
4. Assets Test
- There is an assets threshold that determines whether you qualify.
- Assets include savings, investments, real estate (excluding your home), and vehicles.
For full details on income and asset limits, visit Centrelink’s Austudy Income Test page.
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Frequently Asked Questions (FAQs)
1. Can I Work While Receiving Austudy?
Yes! However, you must report your earnings every fortnight to Centrelink. Earning above the threshold ($480 per fortnight) will reduce your payment amount.
2. How Long Does It Take to Get Approved?
Processing time varies, but applications typically take 2-4 weeks. You can track your claim on MyGov.
3. What Happens If My Circumstances Change?
You must update Centrelink immediately if you:
- Change your study load
- Earn a higher income
- Move to a new residence
4. What If My Application is Rejected?
If rejected, you can:
- Request a review via Centrelink.
- Appeal the decision through an independent tribunal if necessary.
5. Can I Get Other Payments Alongside Austudy?
You may be eligible for additional support, such as:
- Rent Assistance
- Student Start-Up Loan
- Fares Allowance (for regional students)
For more details, check Centrelink’s website.